Free Sinking Funds Tracker — Goals, Deadlines & Monthly Contributions
Plan multiple sinking funds: name, target, saved, deadline. Automatic monthly-contribution math, progress bars, multi-fund dashboard. Private and free.
A planning aid, not financial advice.
How to use this tool
- 1
Create a fund: name, target amount and deadline.
- 2
Update the saved amount as the fund grows.
- 3
Follow the computed monthly contribution to stay on pace.
- 4
Run several funds side by side — each with its own progress bar.
FAQ
▸What is a sinking fund?
A sinking fund is money saved steadily for a known future expense — car repairs, holidays, a new laptop — so the cost doesn't hit as a shock. You set the target and deadline; the tracker computes the monthly contribution.
▸How is the monthly contribution calculated?
Remaining amount (target minus saved) divided by the whole months left until your deadline. Change the deadline and the number updates instantly.
▸Can I track more than one fund?
Yes — the dashboard supports any number of funds, each with its own target, deadline, progress bar and monthly number.